Privacy Disclosure Statement and Declaration
1.1 Privacy Policy
Ariamays Pty Ltd t/as Finfinity (‘we’, ‘us’, ‘our’) ABN 64 672 870 763 is committed to protecting the privacy of our clients, website visitors, and other individuals whose personal information we collect and process over the course of conducting our business. We are committed to complying with the Privacy Act 1988 (Cth) (‘Privacy Act’) and adheres to the Australian Privacy Principles as outlined in the Privacy Act. This Privacy Disclosure Statement and Declaration (‘PDS&D’) explains how we collect, use, and disclose personal information, and the rights of individuals to access, correct, or delete their personal information.
1.2 Collection of Personal Information
Finfinity offers commercial and personal finance solutions and services. We may collect personal information from individuals in connection with our commercial finance brokerage services when they submit an application for financing, communicate with us via email or phone, or browse our website. The personal information we collect may include:
- Name;
- Contact Information (such as email address, phone number, and mailing address);Financial information (such as credit history and bank statements);
- Employment and business information (such as business name, business structure, and industry sector)
We may also collect personal information from third-party sources, such as credit bureaus, business registries and public records. Whenever practicable, information will be collected from you directly, such as from enquiries we make of you when you engage in our broking services. All information collected from you to verify your identity is protected under the Australian Anti-Money Laundering Law.
1.3 Use of Personal Information
Finfinity collects personal information for the following purposes:
- To provide you with credit assistance;
- To provide you with information about loan products and related services such as help, guidance and advice;
- To arrange and assess an application for credit;
- To assist you with managing your credit;
- To provide you with the products or services marketed by us and our associates;
- As required by law and compliance with regulatory requirements;
- and For any purpose to which you have provided consent.
1.4 Disclosure of Personal Information
In providing you with products and services, it may be necessary for Finfinity to retain your personal information and provide it to other organisations with which we conduct business.We may disclose information with the following parties, some of which may be located overseas:
- Organisations which provide finance or other products to you or to whom an application has been made;
- Finance consultants, accountants and auditors, conveyancers, legal advisers, insurers and mailing services;
- Any associates, related entities, contractors and our finance Aggregator;
- Any industry body, tribunal, court or otherwise in connection with any complaint regarding our services;Any person where we are required by law to do so;
- Your referees, such as your employer, to verify information you have provided;
- Any person considering acquiring an interest in our business or assets; and Any organisation providing online verification of your identity.
We may also disclose personal information in connection with a sale, merger, or other transfer of our business or assets.
1.5 Individual Rights
Individuals have the right to access, correct, or delete their personal information, and to withdraw their consent for us to use or disclose their personal information. To exercise these rights, individuals may contact us directly using the contact information provided below.
Ariamays Pty Ltd
1/244 Macquarie Street,
Liverpool NSW 2173
admin@finfinity.com.au
We will verify the individual’s identity prior to disclosing any personal information. When you request access to your personal information, we will conduct a search of our customer relationship database, which will indicate whether there are any paper records held containing personal information.
Should you not wish to provide us with the necessary information, it may not be possible for us to:
- Assist you in finding a loan relevant to your circumstances;
- Verify your identity or protect against fraud; or
- Let you know about products and services that may be suitable for tour financial needs.
1.6 Protection of Personal Information
Finfinity implement technical and organisational measures to protect personal information from unauthorised access, disclosure, alteration, or destruction. We use Cloud Storage to retain and store your information as well as other types of network or electronic storage. The security of your personal information is important to us. While we take reasonable steps to protect it from misuse, interference, loss, unauthorised access and disclosure, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
1.7 Changes to this Privacy Disclosure Statement and Declaration
Finfinity plans to ensure that our privacy policy remains current and as such, this policy is subject to change. We may modify this policy from time to time to reflect changes in our practices, legal and regulatory developments, or other reasons, in our sole discretion and all modifications will be effective immediately upon our posting of the amendments.Please return periodically to review our most recent privacy policy update.
1.8 Contact Us
Should you have any questions, comments, or concerns about this Privacy Disclosure Statement and Declaration or our privacy practices, please contact us at:
Ariamays Pty Ltd
1/244 Macquarie Street,
Liverpool NSW 2173
admin@finfinity.com.au
Terms of Service
These Terms of Service (“Terms”) govern your use of the Finfinity website (finfinity.com.au) and related services. By accessing or using our Website, you agree to be bound by these Terms.
1 Acceptance
1.1 By using our Website, you confirm that:
- you have read and understood these Terms;
- you have the legal capacity and authority to enter into a binding agreement; and
- you agree to comply with these Terms at all times.
1.2 If you do not agree to these Terms, you must immediately stop using the Website.
1.3 We may update these Terms from time to time by publishing the revised version on our Website. Your continued use of the Website constitutes acceptance of any changes.
2 Our Services
2.1 Finfinity provides a platform to help businesses and individuals access finance from third-party lenders (“Lenders”) and, in some cases, directly from us or our partners.
2.2 We act as an introducer/referrer only. Any loan you enter into will be governed by a separate loan agreement with the relevant Lender (or with us, if applicable). We are not a party to any loan agreement between you and a Lender.
2.3 There is no fee to submit an application. Fees or charges may apply if you proceed with a loan, as set out in your loan agreement.
2.4 You warrant that all information you provide to us is true, accurate, and complete, and you will promptly notify us of any changes.
3 Prohibited Conduct
You must not:
- provide false, misleading, or incomplete information in your application;
- misuse, interfere with, or attempt to damage our Website;
- impersonate another person or entity;use our Website for unlawful, harmful, or offensive purposes; or
- use our Website in a way that competes with or harms our business.
- We may suspend or terminate your access if you breach this clause.
4 Privacy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Website, you consent to the handling of your personal information in accordance with our Privacy Policy.
5 Intellectual Property
All content on our Website, including text, graphics, logos, and software, is owned or licensed by Capital Sorted. You may access and use the Website for personal or internal business purposes only. You must not copy, reproduce, distribute, or create derivative works without our prior written consent.
6 User Content
If you post or submit any content (such as reviews or feedback), you grant us a worldwide, royalty-free, non-exclusive licence to use, display, and distribute that content in connection with our business. You warrant that you own or have the necessary rights to any content you provide, and that it does not infringe the rights of any third party.
7 Disclaimers
7.1 Our Website and Services are provided on an “as-is” basis. We do not warrant that the Website will be error-free, uninterrupted, or free from viruses.
7.2 Any information provided on our Website is general in nature and does not take into account your personal or business circumstances. It should not be considered financial advice. You should seek independent financial advice before making decisions.
7.3 While we take reasonable steps to refer you to appropriate Lenders, we cannot guarantee that any loan or recommendation will be suitable for your needs.
8 Limitation of Liability
8.1 To the maximum extent permitted by law, we are not liable for any loss, damage, or expense arising out of or in connection with:
- your use of the Website or Services;
- reliance on information or referrals provided by us; or dealings with any Lender.
8.2 You agree to indemnify us against any claims or liabilities arising from your breach of these Terms or misuse of the Website.
9 Termination
We may suspend or terminate your access to the Website at any time if you breach these Terms or applicable laws. You may stop using the Website at any time.
10 Dispute Resolution
If a dispute arises, the parties must first attempt to resolve it in good faith by written notice and discussion within 14 days. If unresolved, either party may commence legal proceedings.
11 General
Governing law
These Terms are governed by the laws of New South Wales, Australia.
Third-party links
Our Website may contain links to external sites. We are not responsible for their content.
Severability
If any part of these Terms is found to be invalid, the remainder will continue in effect.
Entire Agreement
These Terms, together with our Privacy Policy, form the entire agreement between you and us regarding your use of the Website.
12 Contact Us
Ariamays Pty Ltd
1/244 Macquarie Street,
Liverpool NSW 2173
admin@finfinity.com.au
